Hana Bank retail division head Chang Kyung-hoon (second from left), Hana Financial Group executive vice president Han Jun-seong (third from left) and the Bank Administration Institute chief executive Debbie Bianucci (right) pose at the “2013 Global Banking Innovation Awards” hosted by the BAI and Finacle in Colorado on Tuesday. Hana was recognized for innovative products and services offered by Hana N Wallet and One Click Mortgage. (Hana Bank)